(Sign up for our FREE REPORT “The 7 Things You MUST KNOW Before Applying for a Loan Modification” in the form to your RIGHT!!  And then we’ll also send you our “Secrets of Loan Modification” webinar series!!  FREE!!)

Are you one of the thousands of Americans who are 30, 60, 90, 120, or even 180 days behind on your mortgage and don’t qualify for HAMP?

Let me repeat what I’m saying:

YOU CAN MODIFY YOUR HOME LOAN EVEN IF YOU DON’T QUALIFY FOR HAMP

How is this possible and why has everyone else been turning you down?

Most loan modification companies deny taking these cases because THEY ARE LAZY and don’t want to FIGHT FOR YOU just because you don’t qualify for HAMP!!

Yes, people who qualify for HAMP are much easier to get approved for a loan modification, but that doesn’t mean that people who DON”T qualify for HAMP can’t get the modification they need.

A real expert can modify ANYONE (ie those who qualify for HAMP AND those who don’t qualify for HAMP) and it’s starts with the POWER OF A FORENSIC LOAN AUDIT!!

So, What is a Forensic Loan Audit anyway?

A forensic loan audit from Loan Audits Cal is the FIRST STEP in getting the loan modification you need, especially if you don’t qualify for HAMP.

It is the LEGAL ROADMAP that you will need to FORCE your lender to renegotiate your loan terms.

A forensic loan audit from Loan Audits Cal will list out all the legal violations in your loan documents and will provide the CASE LAW that will make it impossible for a      lender to ignore you, which is imperative if you don’t qualify for HAMP      (CASE LAW = CLASS ACTION LAWSUIT AGAINST THE BANK!!!)

A forensic loan audit from Loan Audits Cal will enable you to negotiate with your lender and get a 25,30,40,50 or even 60+% reduction on your mortgage payment!!  For a property that doesn’t qualify for HAMP (ie over $729,750.00) that is a serious savings! 

So is this just a document?  Sounds too good to be true.

“Yes” a forensic loan audit is a document, but it is more than “just a document”.  Think of it as a full medical diagnosis of the “health” of all your loan documents.  It is an in-depth analysis of all your loan documents that can save your home.  Since you don’t qualify for HAMP, the banks will ignore you.  You need a tool that can overcome the fact that you don’t qualify for HAMP and force the banks to listen.  Our forensic loan audit is this tool and the legal violations within the audit will show that you have the grounds to litigate and WIN.  Any bank will listen to you when you have this “weapon” in your pocket.  Even if you don’t qualify for HAMP.

Our Chief Auditor will go line-by-line through all of your loan documents  and search for all the legal violations that exist.  Sometimes it’s just ONE LITTLE SENTENCE that will give you the power to force a lender to negotiate your loan modification.  If it’s there, we will FIND IT!!  We will help you even though everyone may have said they can’t help you since your loan is too high and doesn’t qualify for HAMP!

Once the audit is performed we will refer you to an attorney who will use our forensic loan audit to finish the negotiation and get you the loan modification you need.  The professionals in our network know the power of our audits and specialize in helping those who don’t qualify for HAMP, just like us.

How can we be sure that a Forensic Loan Audit will work?

We are living proof that forensic loan audits work.  At one point in time our Chief Auditor had a very high net worth and owned several successful companies.  But the economic downturn hit and it hit her businesses even harder.  Before long she was WAY behind on her mortgage and the bank was lurking around the corner with a foreclosure notice.  At the time she did not qualify for HAMP either.  With no one to help her, she had to do something or she was going to lose her house.  With a background in legal research and education, she decided to take matters into her own hands.

She began reading and educating herself on the TILA, RESPA, and HOEPA laws that govern all residential property transactions.  Then she started looking through her own loan documents.  What she found was amazing.  Nearly every page contained some sort of legal violation!!  She started to write letters to her lender and attached her forensic loan audit.  And then she took her findings to a savvy loan modification attorney and together they came up with a plan.

She continued to send more letters and the banks began to falter on their threats.  Before long they stopped making threats altogether.  Within months they stop contacting her completely!!  What happened next?  Based on the strength of her audit, the help of her attorney, and the threat of litigation, she was able to stop the foreclosure and reduce her mortgage payment by 90%!!!  That’s not a typo!!  90%!!! A property that didn’t qualify for HAMP got a 90% payment reduction!!

Keep in mind that this is a very EXTREME circumstance, but it goes to show you that

a) we know exactly the challenges that you are going through

b) that a forensic loan audit can have a dramatic and long-lasting impact on whether or not you can save your house.

c) even if  you don’t qualify for HAMP you can still get the help you need with the right professional in your corner.

Since that time, our Chief Auditor has continued to educate herself with the ever-changing laws in the real estate industry and is now one of the leading forensic loan auditing experts.  Her knowledge of Case Law is invaluable to homeowners and attorneys throughout the United States  and by staying one-step ahead of the lenders, she can design a loan audit that is relevant and effective in TODAY’s loan auditing environment, regardless of whether you qualify for HAMP or not.

Well, if you think that you can dig yourself out of this hole before the bank comes after you, you’re WRONG.  You CAN NOT just wait it out?

Your options are getting smaller by the minute.   For one, the government’s Loan Modification program could be eliminated very soon.  It was never intended as a permanent program and banks could stop modifying loans altogether.  Imagine how hard it’ll be for you then!  It won’t even matter if you qualify for HAMP or not.

On top of that, everyday you fall behind is one step closer to FORECLOSURE and LOSING YOUR HOUSE.  This may be your first time going through this process, but the banks have done this 1000s of times.  They’ve probably already started the foreclosure process.  The fact is that the banks are already preparing to foreclose on your property.  It’s your job to arm yourself and stop this NOW!

Well, what if the loan audit doesn’t work?

We can help you stay in your property and reduce your mortgage payments so that you will never be in financial trouble again… GUARANTEED!!!

If our loan audit doesn’t help  you get the payment reduction you need in litigation then we’ll give you a FULL REFUND.

There is no risk to you whatsoever!!

Get your FREE SPECIAL REPORT as our free gift to you and then we will automatically give you access to our “Secrets of Loan Modification” webinars!!

Before you contact us for your forensic loan audit,  please educate yourself with our Special Report: “The 7 Things You MUST KNOW Before Applying for a Loan Modification”. Our report is specifically designed for those who don’t qualify for HAMP.  Simply sign up at the top of this page and we will email it to you right away.  Read through the document so that when we begin the process you will have the knowledge you need to fight this battle.  As soon as you’re done reading, we’ll send your our “Secrets of Loan Modification” webinars as an added bonus!  All this for FREE!!

With that being said, if you’re ready to move forward…

Then CALL/EMAIL/FAX/USE SMOKE SIGNALS/SEND A PASSENGER PIGEON or do WHATEVER you have to do, but contact us IMMEDIATELY so we can review your loan documents and develop a strategy that will force your lender to reduce your mortgage payments and KEEP YOU IN YOUR HOME.  It doesn’t matter if you qualify for HAMP!  We will fix this for you guaranteed!

We look forward to hearing from you!

Sincerely,

Chris Martinez

Partner/Director of Client Services

Loan Audits Cal

Phone: 1.888.940.5550

Email:  info@loanauditscal.com

Address: 2117 Hyperion Ave Los Angeles CA 90027

www.loanauditscal.com

Ps.  Remember, Loan Audits Cal can help you get the mortgage payment reduction you need even if you don’t qualify for HAMP!  Guaranteed!  Get our Free Report and our Secrets to Loan Modification for FREE.

Pps.  Don’t let the fact that you don’t qualify for HAMP ruin your chance for a mortgage payment reduction!

Ppps.  If you DO qualify for HAMP we can still help you and probably can produce your audit in just 48 hours.  (We just specialize in helping those who do NOT qualify for HAMP.)

ppps.  Act today and we will help you get the payment reduction through our audit even though you don’t qualify for HAMP!